Abstract: This article contains a few introductory notions on the history of the cambial international regulating (section 1), then the analysis of the bill of exchange juridical regime as a credit title and payment instrument (section 2), as well as the particularities of electronic bill of exchange regulating in Romania (section 3&4). The conclusions aimed at reducing the juridical regime of the bill of exchange-once it enters into force of the Emergency Ordinance no. 39/2008 on electronic bill of exchange and promissory note-namely the transition of bill of exchange from the juridical regime of credit title to the payment instrument status.

 Keywords: computerized bill of exchange, electronic bill of exchange, truncating, credit title, payment instrument